December 2016

18:52 ,

How to activate your Diamond Bank ATM Card for online transaction

In my other post, I wrote about “What you need to know before doing shopping online/doing online transaction with your ATM Card”. In that post, I highlighted a lot of things that will be of interest to anyone going to online transaction with his or her ATM card. I however, went further to discourage those who are not willing take apply extra precaution in carrying out online transaction to desist from engaging in it.

 ATM Cards issued by some banks are not activated for online transaction. You the owner has to activate it before you can be able to use it to shop online successfully. The bad news is that only few people are aware of this and even fewer ones know how to do it. It is on this case that we have decided to make a post on how to do it.

Activating your ATM Card for online transaction is as easy as changing your ATM Card pins…Yeah, you heard that right? That’s how easy it is. Read the below instructions carefully, follow it and you should have your ATM card activated for online transactions under seconds.

Below is a step by step guide on how to activate your Diamond bank visa ATM card for online transaction.

Step 1


First step is to go to any ATM Machine (automated teller machine) around your area that is ‘Visa Enabled’. For the fact that not all ATM Machines are ‘Visa Enabled, I recommend the use of Diamond bank ATM machines only.

Step 2

Insert your ATM Card and enter your normal 4 digit pin number

Step 3

Select ‘Pin Service’

Step 4

Click on iPIN change and enter your preferred 4 digit pin (for security purpose, I suppose you use another different 4 digit pin for this). Note; you will have to re-enter the pin you choose for confirmation.

Step 5

After confirming it and receiving a successful message. Congratulation you have successfully activated your Diamond Visa ATM Card for online transaction. This means you can now shop online using your ATM Card. The 4 digit pin you entered will be the pin you will be using to approve your transaction when you are redirected to a secure payment portal anytime you are shopping online.

I hope that was easy right? ...Cool! Share with your friends. They might have use for it. But always remember, never carryout a transaction that has to do with a lot of money because of unforeseen network failure. Though you will get a refund when network failure affects your transaction but in most cases it takes up to 3 good weeks before you can get a refund. You will have to send several emails to the customer care representatives to remind.

Nevertheless, its still worth it due to its flexibility and convenience.

For those operating with other banks ATM Card. I am sorry I couldn’t put you through. However, I encourage you to go to your bank and ask their customer care agent for information on how to do it, I believe it is going to be very easy.
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18:18 ,


What you need to know before shopping online with you ATM Card


ATM card is plastic card issued by financial institution; it can be used to withdraw your money, transfer, and deposit in some cases…etc from an ATM Machine (Automated Teller Machine). This card is usually issued in conjunction with higher body that is into financial sector like Visa, MasterCard, and Verve…etc.
Over the years, ATM card have been so helpful to us in so many ways. Ranging from giving us easy access to our fund wherever we are; in as much as there’s an ATM Machine within, to making payments with it online. In fact, its importance can never be over emphasized.

Today, we will be looking at the use of ATM Card for online transaction; the good side of it and of course the disadvantages. Things you will have to consider before doing online transaction with your card.
Below are some of the benefits of using your ATM Card for online transaction.

  TIME SAVING

I won’t have forgiven myself if I didn’t put this as the number one importance. You know they say time is precious, time is money, and time is the engine behind so many things. It is in such a way that if you don’t manage it very well, you will have yourself to regret. Now, looking at the above and some other things, you should understand why I gave ‘Time’ number one. Anyway, that’s bygone, let’s go back to the topic.

You know what? I always believe that “Queue” is one thing that can never be eradicated in the banks, no matter the number of staff they employ because people keeps increasing daily and people keeps being in a haste. Banks will always be filled with customers, especially on Mondays and Fridays. Often times, you will hear customers arguing about who came first before the other, some inpatient ones can even go as far as exchanging blows.

Honestly, I give online banking, 100% rating on this one. They really tried. I can’t remember the last time I went to the bank to pay money into someone’s all I do is transfer the money to the persons’ bank account. The only exceptions are in situations where I don’t have the amount of money I want to transfer in my account. And I must tell the experience is something you wouldn’t want to try all the time.

  FASTER
 
I don’t know if anyone has noticed this. But I noticed that sometimes, money I received/transferred using my mobile banking app reflect in the destination bank account way earlier than the bank’s custom Debit or Credit alert SMS. This happens mainly on days when the network signal is poor.

ACCESSIBLE

No doubt, making online transaction is always convenient as well as accessible any minutes of the day, night, etc. you can wake up in the middle of the night to transfer money into someone’s account. Pay for goods and services online, among other things; like buying airtime and the likes.

Despite the interesting benefits of doing online transaction using mobile banking app or your ATM Card (mostly in the case of shopping online). The ‘pasture is not always greener here’ because you will be face with some challenges which are listed below.

1
 POOR NETWORK

I know this is not limited to online transactions only but its importance here can never be juxtaposed, as it is the sole engine that engineers the whole thing on this.

  SECURITY OF YOUR CARD

This is limited in the area of using your ATM Card for online transaction. The use of ATM Card for online transaction is something you must be very careful of, as any single mistake you make by entering your card details in the wrong site, has a great chance of leaving you bankrupt. So it is done with extreme caution.

RECOMMENDATIONS AND SOLUTIONS

I hereby recommend the use of Mobile Banking App if you know you are not sure of the authenticity of the website or the ecommerce site you are shopping on. Only use Mobile Banking App and use it when you have access to strong network. If you must shop online and with ATM Card, do that only from a reputable ecommerce website in other not to leave your bank details at the mercy of scammers.

If this post was helpful to you, do share with your friend using the share buttons below, they might need it.
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00:23 ,


How to get the phone number of the person that stole your phone

mobile anti-theft
Android phone thief has been on the rise since android phone came into existence.  If you are in school, market, or any other social gathering you will agree with me that the safety of your mobile phone is always a course to worry especially now the country is in recession, the every commodity doubled.

                      you can also learn: 


This days you don’t go out with your phone and have hundred percent assurance that you will go back home with it. Those in school can attest to it because it happens every day.  Those mostly victim are those that attend tutorial classes since it’s usually conducted in the night to avoid clashing with school hours.

After considering how some bad eggs have turned stealing their neighbors’ into an occupation you will see the need for measures needed to avert this from being hazardous as it would have been. You can have pattern, password, pin etc. lock activated, but all those things cannot give you the phone number of the supposed thief so can take necessary measures

Yeah, I agree with you…..having a pattern or password activated on your phone is cool. But then you need to be told that all those things can easily be wiped away without stress. The good thing about the tip am going to share with you, is that it is in such a way that it will not raise any suspicion beforehand, not until the culprit insert his own SIM card.. Viola! SMS will immediately “fly” into your emergency contact phone number.  Cool right? Yeah, I myself am in love with that cool feature. It will interest you to note that, you can not only get the phone number but you can also remotely wipe the data stored on the phone just like in iPhones.

                    Also read about: 


 Enough talk, follow the below steps to activate it on your android phone. This is a built in android phone feature. I don’t really think whether it’s available in all android versions but you can check yours to see if you have access to this great feature.

Important things you will need before doing this are as follows:

  •  A phone number of someone you trust and you can have access to anytime of the day. You can your parents, friend, brother or sisters’ own.

Note: This is what you will use as your emergency contact. This is the number you will receive the SMS with.

  • Next, is an android phone operating on at least 4.4 kitkat. Honestly, I don’t know about other lower versions but you can check whether yours can do it, there’s no harm in trying.

  •  A pen and a diary where you will right down your remote control commands. Please, don’t underrate the importance of this, because this is the only way you be able to recover your phone if you if you forgets your password.

                You can also learn how-to: 
       

If you have all the above listed materials, then you are more than good to go. Follow the below steps to activated it.

  1. Go to security 
  2.  Scroll down and click on “Mobile anti-theft” a dialogue box will popup telling you that activating mobile anti-theft allows you to remotely blah blah blah  just press “ok”
  3.  Enter the password you would like to use in accessing “Mobile anti-theft” …here you will have to type it twice in other to confirm it.
  4. Another page will display where you will have to enter your emergency contact(s). You can enter more than one phone number.  This is the number where the SMS will be sent to.
  5. Get your pen and diary write down the codes displayed on this page.
    You can use them to lock your phone, wipe the data, and recover your password if forgotten just by sending SMS with from your emergency contact with the code relevant to what you want to do at that particular moment.

If you have successful follow these processes up to this moment, congratulation! Next they stole your phone and remove the SIM card, SMS delivered from that number to your emergency contact.
Don’t forget to share this post with your friends using the share buttons below, it will encourage to write more….thanks! 
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15:54

        How to download Youtube videos

           If you have been active on youtube you will agree with me that often times, you always     come across video(s) you wish you could download into your device so you can consult it when there’s a need for that. Downloading youtube videos have never been an easy task for some people while for some, it is as easy as reciting enligsh alphabets offhand.
However, we have come to change the story today by sharing the most reliable and the easiest method used in downloading youtube videos.

Follow any of the below step to that youtube video you have been dieing to have right in your device.

Method 1: Using the word “Magic”

  1. Insert the word "Magic" between the two words "you" and "tube" in the URL of the video you want to download
  2. Press "Enter" button in your keyboard.
  3. In the download page, click on "Download Video" button
  4. Your download will start shortly 

Method 2: Copy the video URL and paste it into the download field in the homepage.

  1. Copy the video URL that you want to download
  2. Go to www.Save-Video.com page
  3. Click download button
  4. In the download page, click on "Download Video" button
  5. Your download will start shortly

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